I have one and I like having it around even if the monthly statements are piling up. I make an effort to pay the whole thing off every payday and it helped manage my bills. But I was recently approved for another card since the one that I have is not visa or mastercard. This new card will have a wider reach in terms of spending and I'm looking forward to its arrival. How about you? How many credit cards do you have? Did it help your finances or pulled you down to debts?
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